Financing Extensive

Quick & Easy

Fill out a short application. No credit check needed. Get approved in minutes.

Transparent Terms

0% APR financing. No Hidden Fees. What you see at checkout is what you pay.

Safe & Secure

Our financing platform is designed to protect your personal information.

Our best value mattress

10" gel-infused memory foam mattress.

Due Today:
$35.00

Then 26 payments of:
$10.55

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Our most popular mattress

11" gel-infused memory foam mattress.

Due Today:
$87.90

Then 26 payments of:
$30.42

SHOP NOW
Our Most Comfortable Mattress

Copper-infused pillow top. 1,057 coils.

Due Today:
$113.90

Then 26 payments of:
$39.42

SHOP NOW

Our best value mattress

10" gel-infused memory foam mattress.

Due Today:

$35.00

Then 26 payments of:

$10.55

SHOP NOW

Our most popular mattress

11" gel-infused memory foam mattress.

Due Today:

$87.90

Then 26 payments of:

$30.42

SHOP NOW

Our Most Comfortable Mattress

Copper-infused pillow top. 1,057 coils.

Due Today:

$113.90

Then 26 payments of:

$39.42

SHOP NOW

Tiana C.

Financing was a breeze, and service was above and beyond!
Derrick T.

Great customer service from beginning to end. Financing options are very flexible.
Jackie T.

Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!

Tiana C.

Financing was a breeze, and service was above and beyond!

Derrick T.

Great customer service from beginning to end. Financing options are very flexible.

Jackie T.

Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!

APPLY NOW

How does 50|50 Pay make money if it offers 0% APR?

50|50 Pay and Brilliant Bed are partner companies. Like most retailers, we source our products at wholesale prices and offer them at competitive retail prices. We offer 0% APR financing to help our customers make their purchases more affordable.

What are the terms?

0% APR for 12 months. There are no origination fees or prepayment penalties. What you see at checkout is what you pay.

Do I have to put a down payment?

For most of our borrowers, we do not require a down payment at all. For some borrowers, 50|50 Pay may require a down payment from 5% to 20%.

What if i have bad credit, can I still apply?

50|50 Pay does not turn away individuals simply because they have bad or no credit. 50|50 Pay will take a holistic approach and evaluate consumers on a number of different criteria in order to make a credit decision.

+ - How does 50|50 Pay make money if it offers 0% APR?: 50|50 Pay and Brilliant Bed are partner companies. Like most retailers, we source our products at wholesale prices and offer them at competitive retail prices. We offer 0% APR financing to help our customers make their purchases more affordable.
+ - What are the terms?: 0% APR for 12 months. There are no origination fees or prepayment penalties. What you see at checkout is what you pay.
+ - Do I have to put a down payment?: For most of our borrowers, we do not require a down payment at all. For some borrowers, 50|50 Pay may require a down payment from 5% to 20%.
+ - What if i have bad credit, can I still apply?: 50|50 Pay does not turn away individuals simply because they have bad or no credit. 50|50 Pay will take a holistic approach and evaluate consumers on a number of different criteria in order to make a credit decision.

Monday - Friday 10AM to 6PM CST

How does 50|50 Pay make money if it offers 0% APR?

What are the terms?

Do I have to put a down payment?

What if i have bad credit, can I still apply?

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