1 Financing Test

Quick & Easy

Fill out a short application. No credit check needed. Get approved in minutes.

Transparent Terms

0% APR financing. No Hidden Fees. What you see at checkout is what you pay.

Safe & Secure

Our financing platform is designed to protect your personal information.

Fill out a short application and get approved in minutes

Validate your ID and banking information through our secure online portal
No credit check
Must be 18 years or older

Our best value mattress

10" gel-infused memory foam mattress.

Due Today:
$15.25

Then 26 payments of:
$11.14

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Our most popular mattress

11" gel-infused memory foam mattress.

Due Today:
$43.95

Then 26 payments of:
$32.12

SHOP NOW
Our Most Comfortable Mattress

Copper-infused pillow top. 1,057 coils.

Due Today:
$56.95

Then 26 payments of:
$41.62

SHOP NOW

Our best value mattress

10" gel-infused memory foam mattress.

Due Today:

$15.25

Then 26 payments of:

$11.14

SHOP NOW

Our most popular mattress

11" gel-infused memory foam mattress.

Due Today:

$43.95

Then 26 payments of:

$32.12

SHOP NOW

Our Most Comfortable Mattress

Copper-infused pillow top. 1,057 coils.

Due Today:

$56.95

Then 26 payments of:

$41.62

SHOP NOW

Example Price: $1,000.00

Brilliant Bed

Credit Cards

Interest Rate

0%

29.99%

Interest & Fees

$0.00

$170.00

Total Cost

$1,000.00

$1,170.00

Savings with Brilliant Bed: $170.00

Tiana C.

Financing was a breeze, and service was above and beyond!
Derrick T.

Great customer service from beginning to end. Financing options are very flexible.
Jackie T.

Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!

Tiana C.

Financing was a breeze, and service was above and beyond!

Derrick T.

Great customer service from beginning to end. Financing options are very flexible.

Jackie T.

Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!

APPLY NOW

How does 50|50 Pay make money if it offers 0% APR?

50|50 Pay and Brilliant Bed are partner companies. Like most retailers, we source our products at wholesale prices and offer them at competitive retail prices. We offer 0% APR financing to help our customers make their purchases more affordable.

What are the terms?

0% APR for 12 months. There are no origination fees or prepayment penalties. What you see at checkout is what you pay.

Do I have to put a down payment?

For most of our borrowers, we do not require a down payment at all. For some borrowers, 50|50 Pay may require a down payment from 5% to 20%.

What if i have bad credit, can I still apply?

50|50 Pay does not turn away individuals simply because they have bad or no credit. 50|50 Pay will take a holistic approach and evaluate consumers on a number of different criteria in order to make a credit decision.

+ - How does 50|50 Pay make money if it offers 0% APR?: 50|50 Pay and Brilliant Bed are partner companies. Like most retailers, we source our products at wholesale prices and offer them at competitive retail prices. We offer 0% APR financing to help our customers make their purchases more affordable.
+ - What are the terms?: 0% APR for 12 months. There are no origination fees or prepayment penalties. What you see at checkout is what you pay.
+ - Do I have to put a down payment?: For most of our borrowers, we do not require a down payment at all. For some borrowers, 50|50 Pay may require a down payment from 5% to 20%.
+ - What if i have bad credit, can I still apply?: 50|50 Pay does not turn away individuals simply because they have bad or no credit. 50|50 Pay will take a holistic approach and evaluate consumers on a number of different criteria in order to make a credit decision.

Monday - Friday 10AM to 6PM CST

How does 50|50 Pay make money if it offers 0% APR?

What are the terms?

Do I have to put a down payment?

What if i have bad credit, can I still apply?

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